How long does it take for the money to become available after a top-up? Isabelle van Capelleveen August 30, 2019 08:31 Updated Follow The money will be available immediately after you top up. Related articles What is the maximum amount I can top up and spend with Stocard? How can I add a top-up card to Stocard? How do I scan the barcode on my loyalty card in order to add it to Stocard? Comments 0 comments Please sign in to leave a comment.